Aahhhh… the dawn of a new month. But how did January wrap up? Better than could be expected, I guess. The last two weeks of the month were filled with family illness, so the blog was getting a little dusty (sorry ‘bout that) and the checkbook wasn’t getting balanced as it should. Since I’m still in the startup phase of my financial health program, I haven’t got all my habits in place yet.
But all in all, we didn’t do half bad. Even without the diligent pouring over the books we kept the thought in our mind that we were cutting back on our spending. Some of our cash accounts (eating out and personal money in particular) went over our budgets but we trimmed enough from other areas that we ended the month on a positive note.
The only black mark was that our savings budget was rerouted to other areas mid-month, so we didn’t save at all this month. But we also didn’t use credit, so I feel it really evened out. Now that everyone’s on their way to wellness, February should be much easier.
I’m ready to get back on track and tackle my nemesis, the budget. A little creative figuring this evening and we’ll see how the month is going to shape up.
What were your financial snags or victories in January?